Welcome to Marc Hoerauf State Farm!

Not all insurance agencies truly focus on your needs, stay connected to the community, and take the time to build long-term relationships. However, that’s what you can expect from the Marc Hoerauf State Farm team. From the beginning, my goal has been simple: help customers prepare for everyday risks by understanding what matters most to them and offering options that fit their lives.

I work with individuals and families looking for Auto Insurance, Homeowners Insurance, Renters Insurance, and Life Insurance, as well as coverage for motorcycles, boats, and businesses. Whether you’re protecting your home, preparing for life changes, or covering what you’ve worked hard to build, we focus on having real conversations so we can put together coverage that makes sense for you. The reason I chose this profession is personal—watching friends and family experience added stress during already difficult moments because they didn’t have the right insurance. That experience motivates me every single day.

Together with my experienced team, we help customers in Fenton, Lake Fenton, Linden, Hartland, Grand Blanc, Burton, and Brighton and we’re proud to work with people throughout the state of Michigan. We take the time to listen, explain options clearly, and create a customized approach that supports customers’ goals—whether that’s protecting a growing family, a first home, or a small business.

Being involved locally matters to us. We’re proud to be an active part of this community through sponsorships, volunteering, and participating in local events. Giving back and staying connected is simply part of who we are. Outside the office, my wife Kelsy and I stay busy with our son, Caleb. We enjoy spending time on the water, being with family and friends, and following sports—both playing and watching. My background includes a BA in supply chain management from Michigan State University and a MAT from the University of Michigan–Dearborn. Before becoming an agent, I worked in purchasing and taught history at the high school level, experiences that shaped how I communicate and connect with people today.

Our office is located at 435 N Leroy St, Fenton, MI 48430, just down the road from downtown Fenton and across the street from the Clark gas station, on the left if you’re heading toward Lake Fenton. Stop by, call, or connect with us anytime—we’d be glad to help you prepare with coverage that fits your needs.

Our specialties include: Auto, Home and Business Insurance | Life and Health Insurance | Motorcycle and Boat

Frequently Asked Questions (FAQ)

Q: What's an effective way to get car insurance quotes?

A: Getting car insurance quotes is simple—you can start online, over the phone, or by working with a local agent. Quotes are typically based on factors like your vehicle, driving history, and coverage preferences, helping you explore options that fit your needs. Serving Fenton and the surrounding area, Marc can help answer your questions.

Q: How quickly can car insurance coverage start?

A: In some cases, car insurance coverage can begin the same day you purchase a policy. The timing may vary depending on your situation. We can help you get coverage quickly when you need it. For personalized coverage in Fenton, MI, reach out to Marc.

Q: What coverage is required when leasing a car?

A: If you're leasing a vehicle, the requirements are usually a bit higher than standard coverage. In most cases, you'll need liability, comprehensive, and collision coverage, and the leasing company may need to be listed on your policy. We're always happy to walk you through exactly what's needed. Have questions? Marc in Fenton can walk you through your options.

Q: What does renters insurance cover?

A: Renters insurance can help protect the things you've worked hard for, like your furniture, clothing, and electronics. It may also help with liability if someone is injured in your home, and even assist with temporary living expenses if you have to move out due to a covered loss. Marc works with Fenton residents to find coverage that fits.

Q: What does home insurance cover?

A: Homeowners insurance can help protect your home, your belongings, and your financial well-being. It may cover the structure of your home, your personal property, and provide liability protection, along with help for additional living expenses in certain situations. Connect with Marc for insurance guidance in Fenton.

Q: What happens when you have life insurance in place?

A: Life insurance provides a payout to your chosen beneficiaries if you pass away while the policy is active. It can help give your loved ones financial support when they may need it most. In Fenton, you can count on Marc for personalized service.